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— From Our Participants —

What People Say After Working Through a Programme

Feedback from those who have enrolled, studied, and formed their own views on what the programmes offered them.

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— Participant Reviews —

Voices From the Workshop

NR

Nurul Aina Razak

Subang Jaya, Selangor — Apr 2025

I enrolled in First Impressions after years of handling my household expenses with a mix of spreadsheets and guesswork. The workbook approach made something click that no YouTube video had managed. The pacing was reasonable and the material did not condescend. I have since enrolled my husband in the same programme.

Programme: First Impressions

KW

Kelvin Wong Wai Lun

Petaling Jaya, Selangor — Mar 2025

Set in Type gave me a proper understanding of what I was doing when I bought unit trusts — something I had been doing for four years without really understanding the mechanics. Lim Sook Yin's optional session was particularly useful. The case studies are based on actual Malaysian scenarios, which helps a lot. The scheduling for the facilitator session took a week to arrange, but it was worth the wait.

Programme: Set in Type

ZA

Zainab Ahmad Fauzi

Shah Alam, Selangor — Mar 2025

I specifically looked for a retirement programme that covered faraid and estate planning from an Islamic perspective — not just as an add-on but as a proper section. The Long Edition does that. The coverage of EPF withdrawal rules in the current structure was also something I needed clarified. Rohana was thoughtful and did not rush through any of the estate topics.

Programme: The Long Edition

DT

Dinesh Tamil Selvan

Kuala Lumpur — Feb 2025

What I appreciated most was that no one tried to sell me anything. I had previously attended a free seminar that turned out to be an extended product pitch. Morath Sellin's Set in Type programme had none of that. The materials are dense in a good way — you feel like something was prepared for you, not printed on demand the night before.

Programme: Set in Type

CL

Chua Li Wen

Cheras, Kuala Lumpur — Feb 2025

First Impressions helped me build a budgeting process that actually held up for more than a month, which is something I had not managed before on my own. The glossary is something I still refer to. I would have liked more examples relevant to freelancers — my income is irregular — but the framework is adaptable enough that I could work it out myself.

Programme: First Impressions

HI

Hafizuddin Ismail

Klang, Selangor — Apr 2025

I completed both the budgeting and investment programmes last year. The progression made sense — the first gave me a clear picture of where my money was, and the second helped me think about what to do with what was left over. The Shariah-compliant coverage in Set in Type was thorough, not just a brief mention. That matters to me.

Programmes: First Impressions & Set in Type

— Case Studies —

Participant Journeys

How individual participants approached a financial challenge and what changed after working through a programme.

CASE STUDY I

A household budget that disappeared each month by the 20th

THE CHALLENGE

A married couple with two incomes found their combined salary was consistently exhausted before month-end. Neither had a clear view of where the money was going. They had attempted budgeting apps and spreadsheets but could not maintain them consistently.

THE APPROACH

Both enrolled in First Impressions. The workbook structure required them to sit together and compose their shared household broadside — mapping every income stream and category of expense with the discipline of a compositor setting type for print. The act of doing this together revealed misalignments they had not discussed.

THE RESULT

Within two months, they had a household reserve equivalent to six weeks of expenses for the first time in their marriage. The husband followed up with Set in Type the following quarter. The couple have since referred three colleagues to Morath Sellin programmes.

CASE STUDY II

Approaching 52 with no retirement plan in writing

THE CHALLENGE

A civil servant approaching her early fifties had EPF savings but no structured view of what they would cover in retirement. She was uncertain about the difference between Account 1 and Account 2 withdrawals and had never considered private retirement schemes or healthcare cost planning.

THE APPROACH

She enrolled in The Long Edition, working through the EPF sections carefully with the recorded sessions and supplementing with the reference library. She took one optional facilitator session with Rohana Ahmad to address specific questions about her account structure and her estate preferences, including nomination and wasiat considerations.

THE RESULT

She completed the programme with a written planning document — her own composition — covering projected EPF drawdown, a private retirement scheme she had opened independently after the programme, and a clear understanding of what further professional advice she would need to seek. She described it as the first time she felt informed rather than anxious about retirement.

— In Numbers —

The Workshop's Record

1,400+

Participants Enrolled

4.7

Average Rating (out of 5)

9

Years of Programmes

88%

Completion Rate

MyCPD Recognised

Selected sessions qualify under MyCPD Malaysia guidelines for professional development hours.

PDPA Compliant

All participant data handling compliant with Malaysia's Personal Data Protection Act 2010.

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